Roof Water Damage Claims

A standard homeowners insurance policy will cover water damage and roof leaks unless they re the result of gross negligence on your part.

Roof water damage claims.

Water damage caused by seepage coming in from cracks in the foundation or at the exterior of the house allowing. Whether or not you notice any immediate damage it will be important for your future insurance claim to mitigate any potential problems by placing tarps over the roof and checking for water damage mold or other issues that may cause further damage before your roof claim can get paid out and your roof can be restored or repaired. Water damage is often caused by a pipe or pluming leak or burst water heater leak air conditioner condensation leak supply line burst toilet overflow roof leak window leak and needs to be removed immediately. Inspect the damaged areas as best as you can while remaining safe.

Most insurance contracts contain a wear and tear exclusion as well as maintenance clauses. Write down detailed descriptions of the damage and its location on your roof to include with your claim. Some of the most common examples of gradual damage causing losses or denied claims are. Even if the roof leak is caused by a windstorm or a tree.

When filing an insurance claim it is important to have evidence that the damage you are claiming is new. Your insurance company may accept a claim for water damage but a viable roof damage claim is unlikely. Plumbing faucets or pipes leaking over time causing damage to the walls ceilings or floors.